Comprehensive Public Power Insurance Program Offers National Discounts & Exclusive Terms

June 2017

Introducing Insurance Program Designed for Public Power

Through a new program developed by Hometown Connections and Wortham Power Gen Insurance, members of the American Public Power Association may purchase innovative insurance policies through a group purchasing program that offers major savings and broad coverage.

Benefits include:

  • Excellent pricing, terms, and conditions through public power’s combined purchasing power and superior risk profile
  • Premiums that average 20 to 40% lower in the first year than policies purchased individually
  • Even greater savings via group insurance programs organized by joint action agencies and state/regional associations

Property Insurance for Generation & Transmission
The Assurance for Regulated Utilities (ARGUS) property insurance program serves public power systems that own and insure greater than 20MW of generation assets.

  • All risk insurance including mechanical & electrical breakdown
  • Claims preparation service & appraisal cost credit included
  • Utility and municipal facilitiesiIncluded

Cyber Liability & Privacy Insurance
Association members may purchase protection from breaches of customer & employee data. Coverage includes:

  • Notification/credit monitoring costs, legal fees, forensics, fines, income protection, professional services
  • 24-hour hotline
  • Fraud resolution services
  • Municipality can be included

Programs Under Development
Voluntary Employee Benefits

  • National program reduces rates
  • Voluntary programs first–Medical program to follow
  • Enrollment specialists on site–No work for utility staff
  • 1 on 1 benefit counseling and telemedicine
  • Initial programs include Life Insurance, Disability Insurance, Accident Insurance, Dental, Vision, and more

Property & Casualty Package

  • Designed for distribution members (<20MW of Generation Assets)
  • Includes Property, Automobile, General Liability, Public Officials Liability, Workers Compensation

National Survey
To help develop these and other insurance programs for public power, please take the American Public Power Association 2017 Insurance Survey.

More Information
For complete information on how your utility or municipality may benefit from the new Public Power Insurance Program, contact:

George Adkins
Wortham Power Gen Insurance

Bill Smart
Hometown Connections

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